Absolutely! As long as you are logged in, your discount will always be applied automatically. You get to choose when to use or build up store credit. 

Nope! Once you are a member, your store credit will be there forever until you use it! If you decide to subscribe again, you will just start building up store credit each month from where you left your current balance. Nothing resets. 

*store credit cannot be refunded, but is always available to use towards any purchase!

$10. Nothing more! And you get 100% of it back as store credit available immediately.  If you wanted, you could subscribe to the membership and then immediately use that store credit towards gear.

No way! Since your store credit never expires, it will just keep building up from month to month as your subscription goes on and you enjoy the other benefits of insider info and early access. Then when you need a new piece of gear, you'll have plenty of store credit (and your membership discount!) you can use towards any Outdoor Vitals gear you choose!